Parents dread having the “talk” with their kids about sex and, likewise, kids dread having the “talk” with their parents about finances and last wishes. However, although uncomfortable, it is necessary to avoid the stress and expense of an ugly probate matter.  When talking to your parents, use empathy and allow them to decide their own wishes surrounding their estate plan. Remember, the goal is to have a smooth and orderly transition, not an open door to challenges by other siblings.